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Federal Pell Grant - Government Grants Money You Don't Repay
by arrakis Monday, Jul. 06, 2009 at 9:48 AM

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If you are an american citizen, you may qualify to receive government grant money to: help pay your bills, go to school, start a business, get out of debt, buy your own home, invest in real estate and much more! Over 4,000 government money programs are available. Almost all American citizens qualify for at least some money. Find out today which grants you qualify for, and discover how surprisingly simple it can be to apply for and receive this money...In an effort to help American citizens obtain needed cash in our economic crisis, GFC is giving away 2009-edition Grant Kits to check out for FREE Supplies are limited. See below if you qualify to receive a remaining kit...grant - grants.government grants - business grants.government grant - college grants.grants free - small business grants.grant money - grant writing.grants federal - home grants, education grants - grants for business - school grants.women grants - business grant.federal grant - grant application.grants for women - scholarships grants.grants for college - student government grants - free grant money, government business grants. grant search - education grants - grants for small business.grants goverment - grants for free.grants for students - minority grants.small business grant - educational government grant - grants for education, apply for grants.government grants for business - grants money - grants online.home improvement grants - federal government grants. government grants for women.

The Federal Pell Grant is an excellent source of educational financing for students. There are many ways that students can get money for college, university or school but the Pell Grant is one of the best. It is a needs-based financial aid program that is run by the US government. Needs-based means that people who qualify for the grant must meet to specific criteria. In the case of this grant the criteria is one of low income status. Who Needs the Pell Grant? Low income people have the most difficulty when it comes to going to college as they simply can not afford the tuition fees and associated costs. That is why the government created the grant many years ago - to assist those in the most need. Students who are eligible for the money will receive a specific amount each year. Are You Eligible? There is a formula that calculates who may be eligible for the Federal Pell Grant. The result of the calculation is your Expected Family Contribution (EFC) number. If you meet this basic requirement then other criteria you also have to meet includes: * You must be an undergraduate student * You must not have not earned a bachelor's degree previously * You must be a U.S. citizen (or eligible non-citizen) * You must have a high school diploma o a GED How Much Is the Federal Pell Grant Worth? At the moment (2009-2010) the grant is worth a maximum of $5,350 but the amount a student gets depends on their EFC and factors like the tuition fees and costs of boarding, supplies etc. Your mode of study also determines how much you will get; full time students will obviously receive more grant money than part time students. The Federal Pell Grant Program, also Known as the Pell Grant which was formerly called the Basic Educational Opportunity Grants (BEOGs), is an excellent tuition assistance opportunity for low-income students. While students may not receive federal Pell Grant funding from more than one school at a time, and the grant's provisions are based upon the student's complete financial and income picture, there are plenty of students that will argue that the Pell Grant is one of the top grants in the country for college students! Program Description The Federal Pell grant program is a needs-based program, allowing lower income undergraduates and post-baccalaureate students access to postsecondary educations via tuition assistance. There are over 5000 participating schools utilizing the Pell Grant program. The grant amount is dependent upon the complete financial picture of the student, to be inclusive of the expected family contribution, cost of attendance, student's enrollment status, and whether the student attends a full time schedule or less. NOTE: Students may not receive Pell Grant funds from more than one educational institution at a time. The financial need of the student is determined using a standard formula, established by Congress and enforced by the U.S. Department of Education. The formula evaluates all of the financial information provided by the student. Different assessment rates and allowances are used for dependent students, independent students without dependents, and independent students with dependents. After filing a Free Application for Federal Student Aid (FAFSA), the student receives a Student Aid Report (SAR), or the institution receives an Institutional Student Information Record (ISIR), which notifies the student if he or she is eligible for a Federal Pell Grant and provides the student's EFC. The Pell Grant itself is a direct tuition assistance grant, awarded through the school to the student. The school either credits the Pell Grant to the student's school account, pays the student directly using a check, or a combination of the two. Students must be paid once per term, and schools without a formal defined term system must pay the student at least twice per academic year.

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