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Online Auto Insurance Quotes Can Be A Big Money Saver!
by Sam Mitchell
Sunday, Jul. 12, 2009 at 3:37 PM
Online Auto Insurance Quotes Can Be A Big Money Saver!
Wondering how you can get cheap auto insurance quotes? Some people might think that it is hard to get cheap auto insurance quotes but the truth is it is actually a very simple process once you know how to do it. There are a few simple steps to get cheap auto insurance quotes. Follow these steps and cheaper quotes will be in your hands in no time.
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1. Inform your agent about your marital status once you are married. Two married people can purchase their auto insurance policy together, thus spending less money and might also be eligible for additional discounts. Married people also carry heavier responsibility for their family than someone who is single and this explains why they are usually more careful drivers. Your insurance company will normally offer you cheap auto insurance quotes once you are married.
2. If you have passed certain age, normally 55 years old in most states, you will be eligible for discounts for senior citizens. You should do the same thing as above, inform your agent once you reach 55 years old and prepare to get cheap auto insurance quotes that you are applicable for. These discounts can help you to save a lot on your premiums most of the time.
3. Select the vehicle that you want to insure carefully. The sticker price is an important determinant of how much you will be quoted. Repair costs will also affect your quotes. Imported vehicles from foreign countries are usually the types of vehicles that are expensive to insure regardless of the model year. Besides that, check your vehicle to make sure that it is equipped with safety features. Many states require insurance companies to give cheap auto insurance quotes to people having vehicles with safety features such as anti-lock brakes and air bags.
4. Get higher deductibles. Many people make the mistake of insuring their vehicle more than what they worth. Increasing the deductible amount can help balance the coverage to value ratio and helps you to get cheap auto insurance quote. Tell your insurance agent that you would like to raise your deductible and they will settle the rest for you. However, please be cautious to take up only the amount of deductible that you can afford.
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